Money as Displacement Token: Debt as Accumulated Φ, Financial Crises as Wrong Attractors, and the Ground State of Exchange

Money is a displacement token — a claim on future D(ξ) reduction. Debt is accumulated Φ_economic. Financial crises emerge when Φ_debt exceeds productive capacity to service it — wrong attractor collapse. We derive the Money Displacement Theorem and analyze interest as extraction glitch, cryptocurrency as consensus token, and gift economy as S⁰_exchange.